Live Longer, Better.
Planning for long-term care is about preparing for the future, no matter what it holds. If you live to be 65, there's a significant chance you'll eventually need some kind of long-term care. But aging isn't the only reason to plan for it—long-term care is also there for you if a chronic illness or disabling injury prevents you from living on your own or properly caring for yourself, regardless of your age.
Having a plan in place can help you continue to live well without sacrificing the income, investments, and savings you've worked so hard to build.
Reasons to Plan for Long-Term Care
You want to be able to get quality care quickly.
If something happens, a long-term care plan helps you have the funds ready when you need them.
You want the freedom to choose your care.
Whether you want to stay at home or move to a quality facility, a long-term care plan helps you afford it.
You want to protect your nest egg.
Planning for long-term care can help prevent the depletion of a lifetime of savings.
You want to be able to leave an inheritance.
Long-term care planning helps keep your legacy intact for your family, friends, or chosen charities.
You don't want to rely on your children.
Let your loved ones be there for support without the financial burden of covering the cost of your care.